FIRST-TIME HOMEBUYER PROGRAM
Habitat for Humanity is a nonprofit organization that helps families realize the dream of homeownership. Construction or rehab of each Habitat house is a cooperative effort between volunteers, house sponsors and the buyer(s) of the house. Participating families provide at least 400 hours (called sweat equity) toward building their own and other families' homes. With a no-interest, 20 to 30-year mortgage, monthly payments will be approximately $500 per month, plus utilities.
WE ACCEPT APPLICATIONS IN NEWPORT NEWS ON AN ONGOING BASIS.
If you are interested in purchasing a home in Newport News, download the application and cover sheet below or apply in person at our offices at 11011 Warwick Blvd in Newport News.
Homebuyer Application (for Newport News only)
Application Cover Sheet
If you have any questions, please email Family Services Coordinator Teunsha L. Vick at teunsha@habitatpgw.org or call her at 757-596-5553 ext 2. You can also come by and speak with her in person.
Applications for homes in James City County/Williamsburg, Hampton and York County are generally accepted twice a year, in February and August. Check back periodically for updates and also follow us on Facebook and Twitter for updates!
PROGRAM QUALIFICATIONS
NEED
Applications are considered if present housing is overcrowded, in poor repair, or is under a subsidized rental program. Applicant must be a first-time home buyer, meaning the applicant cannot have owned a home within the past three years.
INCOME
Applicants must earn incomes that fall within the following limits. If you don't know your annual income, use the calculator provided.
WE ACCEPT APPLICATIONS IN NEWPORT NEWS ON AN ONGOING BASIS.
If you are interested in purchasing a home in Newport News, download the application and cover sheet below or apply in person at our offices at 11011 Warwick Blvd in Newport News.
Homebuyer Application (for Newport News only)
Application Cover Sheet
If you have any questions, please email Family Services Coordinator Teunsha L. Vick at teunsha@habitatpgw.org or call her at 757-596-5553 ext 2. You can also come by and speak with her in person.
Applications for homes in James City County/Williamsburg, Hampton and York County are generally accepted twice a year, in February and August. Check back periodically for updates and also follow us on Facebook and Twitter for updates!
PROGRAM QUALIFICATIONS
NEED
Applications are considered if present housing is overcrowded, in poor repair, or is under a subsidized rental program. Applicant must be a first-time home buyer, meaning the applicant cannot have owned a home within the past three years.
INCOME
Applicants must earn incomes that fall within the following limits. If you don't know your annual income, use the calculator provided.
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If 1 Person in the Home
Family income must be at least $23,130, but less than $30,840 a year. All employment income, child support, disability, social security, alimony income for the family. If 2 People in the Home Family income must be at least $26,415, but less than $35,220 a year. All employment income, child support, disability, social security, alimony income for the family. If 3 People in the Home Family income must be at least $29,700, but less than $39,600 a year. All employment income, child support, disability, social security, alimony income for the family. If 4 People in the Home Family income must be at least $32,985, but less than $43,980 a year. All employment income, child support, disability, social security, alimony income for the family. If 5 People in the Home Family income must be at least $35,640, but less than $47,520 a year. All employment income, child support, disability, social security, alimony income for the family. If 6 People in the Home Family income must be at least $38,295, but less than $51,060 a year. All employment income, child support, disability, social security, alimony income for the family. If 7 People in the Home Family income must be at least $40,905, but less than $54,540 a year. All employment income, child support, disability, social security, alimony income for the family. |
Type how much you make an hour
into the box, then click submit to calculate your estimated yearly income. QUESTIONS? Call Teunsha L. Vick at 757-596-5553 ext 2. |
CREDIT HISTORY
All collections, judgments and liens must be satisfied. Loan and credit payments must be paid on time. Applicants who have filed for bankruptcy must be at least one year past discharge and have good credit re-established.
SWEAT EQUITY
Applicants must be willing to partner with Habitat by working at least 400 hours with the staff and volunteers on various Habitat projects, including helping other families with building their home.
RESIDENCY
Applicants must currently live or work on the Peninsula or in Greater Williamsburg (Hampton, James City County, Newport News, Poquoson, Williamsburg and York County) for at least one year.
All collections, judgments and liens must be satisfied. Loan and credit payments must be paid on time. Applicants who have filed for bankruptcy must be at least one year past discharge and have good credit re-established.
SWEAT EQUITY
Applicants must be willing to partner with Habitat by working at least 400 hours with the staff and volunteers on various Habitat projects, including helping other families with building their home.
RESIDENCY
Applicants must currently live or work on the Peninsula or in Greater Williamsburg (Hampton, James City County, Newport News, Poquoson, Williamsburg and York County) for at least one year.
